Granite Bay – Days on the Market Trend – July, 2012



Homes are selling faster then a year ago. The cumulative days on the market (CDOM) average in Granite Bay is 56 days down from 86 days.

When selling your home, it is important to have it priced right and staged ready to sell. Have you put away the family pictures, your collection of Avon cars and Grandma Betty’s tea cup collection? For tips and advice to sell your home, contact a professional real estate agent who also has an eye for staging and understands the local market.

Picking the right agent is part of the process to get your home sold.

We at Coldwell Banker look forward to answering any of your real estate questions.

Your Agent,

Pam McCoy
916.865.8759
Ladon Mellen
916.765.1787
Dennis May
916.212.5624

Dre#00962839,#01255837,#00709473

7 Reasons to Own Your Own Home

  • Tax Breaks. According to the U.S. Tax Code, you may deduct the interest you pay on your mortgage, your property taxes, as well as some of the costs involved in purchasing your home.
  • Appreciation. History shows the long-term, stable growth value of home ownership. Yes, there may be year-to-year fluctuations. Median existing-home sale prices have increased on average 6.5 percent each year from 1972 through 2005 according to the National Association of Realtors®. The number of U.S. households is expected to rise 15 percent over the next decade, creating continued high demand for housing.
  • Equity. When you pay rent, you are putting out money that you will never see again. When you pay mortgage payments, you are building equity in your home.
  • Savings. Building equity in your home is a ready-made savings plan. As you get older you may get a reverse mortgage where you can use the equity of your home awhile still living there.
  • Predictability. You will always know what your payments are. Unlike rent that may be increased from year to year. Property taxes and insurance cost may increase though.
  • Freedom. Paint, remodel and decorate however you want. The home is yours!
  • Stability. Build lasting friendships and participate in community activities.
  • It is time to buy that home you have been dreaming about! Call me today! 916.865.8759

    Your Realtor®,
    Pam McCoy, e-PRO

Why Coldwell Banker – The Leader

Coldwell Banker based on the Strong Principles

Honesty…

Integrity…

Professionalism.





Coldwell Banker the most Influential and successful real estate company.

105 Years of…

Strength…

Stability…

Success!



Last year in Northern California, Coldwell Banker helped over 20,200 buyers and sellers with homes.

We have a global network. I can help connect you with a professional real estate agent almost any where in the world.

Coldwell Banker has the most innovative marketing plans and tools.

Our listings are put on over 350 websites including Realtor.org, Trulia, Zillow, AOL, Yahoo!Real Estate, MSN, etc.

Coldwell Banker offers its agents training programs throughout their careers.

Why Coldwell Banker?

Why Not?

I look forward to working with you! Give me a call today 916.865.8759

Pam McCoy

9608 Wexford Circle, Granite Bay, CA

Do you know someone who would love to live in Wexford?

Did you think that Wexford was out of your price range?

Do you like to tour Luxury Homes?

Do you like Chocolate Covered Strawberries?

If you answered yes to any of these questions, you will want to come by my open house on Sunday, March 18th between 1 and 5pm!

This home is a great Wexford starter home!

Priced to sell!


$837,000

Open House this Sunday, March 18th

1pm to 5pm



9608 Wexford Circle, Granite Bay, Ca  95746

This Traditional Home is located in the prestigious neighborhood of Wexford in Granite Bay, CA.

Priced to sell at $837,000.

Great starter home in Wexford!

4,827 square feet of Luxury Living. Master Bedroom and Bath Down Stairs with an additional bedroom and bath off the kitchen.

Upstairs you will find plenty of storage along with your own craft room. Forget worrying about putting those projects away. Just close the door!

The tranquil setting outside has plenty of room to put in your own custom pool.

I hope to see you there!

Your Granite Bay Real Estate Agent,

Pam McCoy, e-PRO
916.865.8759

Will you be stopping by?

Ryan Nordby of Princeton Capital for Home Loans in Sacramento

Ryan Nordby can help you with your

home loans in Folsom, Granite Bay and Roseville



In this vlog, I interview Ryan Nordby of Princeton Capital. Ryan is part of my lending team. Princeton Capital is the in-house lender for Coldwell Banker serving Folsom, Granite Bay, El Dorado Hills, Roseville and beyond. Princeton Capital is a direct lender with almost all loan products available for most home loan needs.

Ryan has a bachelor degree from Chico State in Finance and a Master Degree in finance from University of Phoenix. With his knowledge and the backing of a great company, you are sure to get a great home loan.

You can depend on Ryan Nordby of Princeton Capital to get the loan closed.

Is it time to purchase a home? Why not call me today to set up an appointment with Ryan. He can go over your finances and all the loan programs available then we can start looking for your next home!

Looking forward to helping you find your next home,

Pam McCoy, Realtor(r)
Certified Negotiations Expert (CNE)
916-865-8759

Jumbo Loan for your Dream Home

Jumbo Loan Financing is Still Available



Jumbo loans do take a little longer so it is important to get started getting your documentation completed with your loan officer as soon as you know you will be needing a Jumbo loan.

A jumbo loan is over $417,000 in the state of California.

There are some creative financing available. If you have large assets, but don’t have the income to qualify for a Jumbo loan you may still be able to qualify. Give me a call today for more information on creative financing. You can reach me at 916-865-8759 or you may contact Ryan Nordby at 916-600-6480. Tell Ryan I sent you!

Your Realtor®,
Pam McCoy